NPC staff across the country are building real wealth through our cooperative — saving together, borrowing affordably, and watching their money grow. This is your invitation.
Total Cooperative Savings
₦45.2M
Avg. Savings
₦280K
Loans Disbursed
₦12.8M
Growth
+23% YoY
150+
Active Members
₦45M+
Total Savings
10–15%
Loan Interest p.a.
3x
Max Loan Multiplier
Why Members Stay
Your monthly contributions earn interest and grow your cooperative share. The more you save, the more you can borrow.
Borrow up to 3x your savings at just 10-15% annual interest. No hidden fees. Repay comfortably from salary.
Elected leadership, transparent reporting, and annual dividends. Your money is managed by people you know and trust.
See your savings, loan balance, repayment schedule, and transaction history — all from your phone or computer.
Bank-grade security with encrypted data, role-based access, and complete audit trails for every transaction.
Beyond savings and loans — service requests, emergency support, and a community that looks out for each other.
Loan Products
All loans are assessed against your savings balance with transparent terms. No surprises, no hidden charges.
Eligibility requirement
Active member for at least 6 months with a positive savings balance.
Up to 3x your savings balance
per annum
Min
₦10K
Max
₦1M
Staff Rate
8–10%
Fast-tracked for urgent needs
For medical emergencies, urgent family needs, and time-sensitive situations. Same terms with expedited processing.
Getting Started
Create your account in 2 minutes. Fill in your details and you're officially a member.
Set your monthly contribution. It's deducted automatically so your savings grow consistently.
Earn dividends on your savings and access affordable loans whenever you need them.
Over 150 NPC staff are already members. Your financial future starts with a single step.